What to Do With Your 401(k) When You Retire

Here’s how to manage your 401(k) savings after you retire.

By Rodney Brooks|April 9, 2021, at 9:44 a.m.

New retirees need to decide what to do with the money in their company-sponsored 401(k) plan. You can generally maintain your 401(k) with your former employer or roll it over into an individual retirement account. IRAs maintain the tax benefits of your 401(k) plan and give you more investment options, but there are several cases when it makes sense to keep your money in the 401(k) plan.

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